The UK mortgage market is worth over £1.5 trillion, yet most first-time buyers go into the process completely blind. They don't know what they can borrow, what lenders actually look for, or how to improve their situation. We decided to change that.
Right now, having a well-connected family member or a good accountant gives you a huge advantage in the mortgage process. That's not fair. Kivo levels the playing field — giving everyone access to the kind of clear, personalised guidance that was previously only available to the privileged few.
Start for freeRight now, Kivo is built by one person with lived experience of how confusing this process can be — but the team is growing.
We're building something important. If that sounds like your kind of mission, we'd love to hear from you.