Get a personalised score in 2 minutes. Understand what lenders actually see, where you need to improve, and the fastest path to your first home — before you ever speak to a broker.
No jargon, no paperwork. Just clarity and a concrete action plan.
Kivo is the only tool that gives you a full, personalised readiness picture — not just a number.
| Feature | ✨ Kivo | Generic Calculators | Going Straight to a Broker |
|---|---|---|---|
| Personalised readiness score | ✓ | – | – |
| Breakdown across 4 lender criteria | ✓ | – | Partial |
| Actionable improvement plan | ✓ | – | – |
| Open Banking integration | ✓ | – | Sometimes |
| No credit check required | ✓ | ✓ | – |
| Completely free for consumers | ✓ | ✓ | Usually free |
| Works before you're ready to apply | ✓ | Partial | – |
Give your clients a white-labelled Kivo link. They arrive at your first meeting already knowing their score, their strengths, and their plan — so you spend your time on the deal, not the basics.
Learn about Kivo for AdvisorsFree, instant, and completely judgement-free. Takes 2 minutes.
No account needed · No credit check · Delete your data anytime